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How to Prepare for Emergencies in Your New Home (Part 3)

by Melissa Dierks

23 June, 2014

How to Prepare for Emergencies in Your New Home (Part 3)The last in our series, preparing for emergencies in your new home means taking extra measure to protect your investment. Surviving a disaster is just the first part. Recovering takes longer and requires more advance planning. Start by designing your home to help you survive. Here are suggestions to get you on your way.

Prepare for Damage:

1. Reinforce your home:

  • Hurricanes — Check these main areas for weakness
    • Roof: Determine what type of roof you have and what type of bracing you can employ to strengthen it against strong winds.
    • Windows and Doors: Windows or doors broken during a hurricane make your house particularly vulnerable. If wind and water come into the house, they put pressure on your walls and roof and increase your chance of damage. Investigate the structure of your doors and windows to determine if a reinforcing bolt kit and storm shutters are improvements worth investing in.
    • Remember to check your garage door too! Many local governments require garage doors to be able to withstand high winds — learn about your local building codes and find out if your garage door comes equipped or if you need a retrofit kit to stabilize your door.
  • Tornadoes, Strong Winds and Hailstorms
    • Roof: Learn the impact resistance of your roofing type and investigate the possibility of making improvements. If upgrades are not an option, simply knowing what damage you might incur will help you prepare financially for any possibilities.
    • Storm-scape: If you live in a storm-risk location, invest in yard upkeep to prevent additional damage. Eliminate trees that may fall on your home and keep stray or dead branches in check with regular trimming. Consider switching from rock and gravel to wood chips or bark in landscaping to avoid additional damage from harsh objects hitting your home in strong winds.
    • Furniture: Review the location and sturdiness of your furniture. Always secure large or heavy pieces to the wall or floor. If you receive warning in time, move furniture away from doors and windows before the storm hits.
  • Flood — Floods can accompany a large storm
    • Roof: Learn the impact resistance of your roofing type and investigate the possibility of making improvements. If upgrades are not an option, simply knowing what damage you might incur will help you prepare financially for any possibilities.
    • Purchased Homes: If you moved into a home in a flood prone area, improve your security by using waterproofing compounds to seal the walls in your basement.
    • Plumbing and Drainage: You may want to install “check-valves” for sewage traps to avoid back up into your drains. Consult with your local plumber to learn about the options for your home.
  • Earthquake
    • Verify Stability: Check your home’s roof, walls, foundations, chimney, brickwork and other areas requiring fortification. Owners living in older, pre-1935 homes should verify that their house is bolted to the foundation.
    • Furniture and Appliances: Fasten heavy furniture to the floor or wall if possible, and secure appliances that may damage utility lines if they move around. Use patchable cabinetry and get in the habit of placing heavy objects on lower shelves throughout your home.
    • Know Where to Go: Make sure you follow the Drop, Cover, and Hold On! instructions and teach your family members what to do. Identify the most secure furniture and teach children to crawl under it. If no sturdy furniture is available, crouch down near a solid interior wall.
  • Fire

     

    • Install smoke alarms on every level of your home. Ideal placement is in or outside all sleeping areas. Habituate monthly battery tests for your alarms and change batteries twice yearly at the time change.
    • Create a map or floor plan of your home with windows and doors in each room clearly identified. Designate two escape routes from each room each room. Practice exiting through both doors and windows.
    • Install an escape ladder in upper-story bedrooms and teach family members how to use it.
    • Choose a family meeting place outside where everyone can meet.

2. Get Insurance:

Typically, standard homeowners’ insurance does not cover damage caused by all natural disasters. Tornadoes tend to be covered, but flooding, hailstorms, and earthquakes may not be on the list. Check your homeowners’ insurance policy and speak with your insurance carrier about increasing your protection.

3. Start a Rainy Day Fund for Your Home:

It is never too early to start an emergency fund for your home. Many think it will not happen to them, but a lack of funds for home repairs can easily strip your family of financial security in the moment and for years to come. After putting your heart and soul into your home, you do not want to lose it all. Research the damage most likely to occur to your home given your location, possible risks, and home structure. With that information, you can begin estimating possible costs of damage and start building your fund.

4. Participate in Community Preparedness:

Get Involved In your community’s safety. Visit your local American Red Cross or community center and learn about taking classes to prepare you to help yourself and your neighbors in an emergency. The American Red Cross advises certifying yourself in CPR and First Aid so you can confidently assist those in need. Often, local community centers provide training and host drills to help you navigate the city in the event of an evacuation or need for shelter outside your home.

 

Compliments of Virtual Results

Expand Your Space with a Garage Makeover

by Melissa Dierks

23 June, 2014

Expand Your Space with a Garage MakeoverFor most of us, the garage is simply a place to park the car, store suitcases and holiday decorations, or stow those miscellaneous tools we need now and again. With a little careful planning, however, your garage can become a fantastic workspace, play space or man cave that extends the useful area of your home. Try one of these ideas in your garage and reap the benefits of more usable square-footage.

Preparation

Since many garages are unfinished, the first item of business is to add wiring, ventilation, insulation, and a covering for the walls. For a DIYer, here are some tips for getting that done. If you need to hire someone, make sure your contractor has experience in finishing garage spaces. You will want plenty of power outlets on separate breakers for your work tools, ventilation for fumes from paints and chemicals and extra light to make those dark corners visible. Consider adding skylights to increase daylight while keeping utility bills down.

Add a garage door threshold seal to keep rain, snow, dust and small animals out of your space. If your garage space constantly needs sweeping or drying out, you’ll get much less use of it. This simple addition will improve both usability and protection: When water gets under the door, boxes are ruined, tools rust and using power tools is dangerous.

The Basics: Organized Work Space

If you need all of the space to park vehicles, you’ll have to be strategic in designing work and storage areas. Most garages have higher ceilings, so consider going up with your storage. Store bicycles from the ceiling with a lift system. Suitcases, holiday decorations and seasonal clothing stack nicely on a motorized storage platform that easily lifts up out of your way. Tool storage systems, from the basic to the elaborate, can both simplify and expand your tool space. Install cabinets on the walls rather than setting on the floor so that your garage floor is easy to spray out.

Transformation: The Man Cave

For a total transformation, your garage space needs climate control. If your home’s heating and air conditioning system can handle the load, have your contractor extend your vent system into your garage space. If not, consider adding baseboard heat, ceiling fans, and a window or through the wall air-conditioning unit so that your space has year-round accessibility.

Break the space up into zones so that you have a storage area, a work area for crafts and repairs, and an entertainment space with an area rug, a couple of recliners or a sofa, and a big screen TV for game night. You can add a small kitchenette or wet bar, and refrigerator for drinks, snacks and ease of cleanup.

Remember this …

When transforming your garage space into living area, consider the following:

  • If you make the living space permanent, you’ll most likely need a permit. Many municipalities do not allow a complete remodel of garage space into living space.
  • Turning your garage into a permanent room may reduce resale value. Even though your garage makeover is adding living space, lack of a garage in comparison to nearby homes may make it less desirable. We can help you figure that out, so give us a call before you renovate.

 

Compliments of Virtual Results

Expand Your Summer Living Space

by Melissa Dierks

18 June, 2014

Expand Your Summer Living SpaceAs the temperatures heat up and barbeque season is in full swing, the outdoors beckons. Early morning coffee on the back deck as the sunrises and late evening gatherings to watch the stars come out do not require shade, but to fully utilize your outdoor area, consider these tips to expand your living space with outdoor style.

Make a patio

If you do not already have a patio, DIY one in a couple weekends with one of these easy ideas:

  • Laid Pavers: Most DIY stores have pavers available in their outdoor area. Pavers come in standard shapes like rectangles, squares, octagons, and circles, or in abstract shapes that fit together like a jigsaw puzzle. Some are brick-like and others are stone-like. No matter which ones you choose, make sure to prepare the patio foundation before laying your pavers. You will find dozens of instructions and online videos like this one to help you on your way.
  • Inset Pavers: For a quick alternative, set large pavers into your existing turf to create a useful patio area. Set your stones on your lawn in the pattern you like. Use a sharp blade to cut around the stone deep into the turf. Move the stone and remove the turf, leveling the soil. Pour playground sand over the soil, and set your paver into the space and level it. Continue until all stones are where you want them. Grass will grow between your stones, giving your patio an old-fashioned look. Pavers set this way shift over time due and may need resetting periodically.
  • Use grass and turf pavers. Popular in Europe, grass and turf pavers have a honeycomb design that allows water to permeate and grass to grow through. The effect is a verdant lawn appearance with the usefulness of a patio. An added advantage is that the earth and grass in the pavers keep your patio area cooler than a concrete or solid paver patio.

Provide shade

No matter where your home is, sometimes you need shade in order to enjoy your outdoor space. Of course, long-term options include planting trees or creating an arbor with vines to provide a natural sun-cover, but for quicker options try one of these:

  • Canopies and Gazebos: Available at outdoor stores, DIY centers, discount retail stores, and even closeout chains, covered gazeboes offer beauty, shade and versatility. Some have mosquito net curtains for an added benefit. You can set them over lawn, an existing patio, or even a driveway for a temporary space. They require some assembly and winter weather may damage the fabric coverings to plan to disassemble and store them after summer and fall.
  • Add shade to an existing porch with outdoor shades. Simple roll-up shades are easily installed and available from most discount and DIY retailers. Custom shades with sturdier hardware (and even motorized roll-up options) that retract into protective covers are the most durable option.
  • Retractable awnings mount on the exterior of your home and extend out over your patio area. Available in both manual and motorized versions, an advantage of retractable awnings is ease of storage in inclement weather.
  • Most simple of all is to set up a patio umbrella. Easy to find and easy to store, patio umbrellas offer a movable shade option. Be sure to set the umbrella in a solid base (metal or water-filled plastic). Adjustable umbrellas offer a tilt option to extend shade time. Protect your umbrella by lowering it at night so moisture runs off, and by storing it during inclement weather. WARNING: an open umbrella during a storm is dangerous both to your property and to your neighbors’ property. If your umbrella comes loose, it can damage power lines and windows, or blow into roadways. If you live in a windy area, opt for a wind-resistant umbrella like these to protect your investment.

 

Compliments of Virtual Results

5 Ways to Increase Your Credit Score

by Melissa Dierks

18 June, 2014

5 Ways to Increase Your Credit Score

Scorrrrrrrre!!!!!!

Celebrate a World Cup of Your Own

You may not make it to the FIFA World Cup this year in Brazil, but you can still score big by improving your FICO or Vantage credit score.

There’s no way around it, if you want to buy a home with a mortgage, you’ll get a better rate with a higher credit score. Unfortunately, your credit score takes into account several years of your past financial decisions and missteps in addition to your current situation. While there is no easy “fix” to your credit score, practicing these five suggestions can help you move it in the right direction.

Keep Paid-Off Debt on Your Report

While negative debt on your report is bad, paid-off debt is a positive contributor to your credit score. Most of your negative debt falls off after seven years, but keeping positive debt in place can help. If you’ve paid off that line of credit, keep it open (just don’t use it) and when you switch to a different credit card because it has a lower interest rate, keep the old one (again, just don’t use it) so that your “available credit” is higher.

Revolving Credit

Your score reflects how much credit you have versus how much you are using at any given time. The lower the credit usage to credit available, the higher your score. To increase your credit available, pay down your balances. Even if you pay your entire balance off every month, you may appear to have a higher usage to available ratio. Since it is your statement balance that many card issuers report to the credit bureaus, consider paying ahead of the statement date.

Small Balances on Several Cards

When you have several cards in use at once, even if they have small balances, your score reflects the number of credit accounts in addition to the total balance. Pay off the small balances. Use your lowest interest-rate card for most of your purchases.

Avoid Unnecessary Credit Report Dings

When you apply for credit, it may cause a slight dip in your credit. When shopping for the best rate, you may apply for several loans in a short amount of time. According to Bankrate, the FICO scoring system ignores multiple requests for the same type of loan, treating them as one request within a scoring timeframe (typically 30 to 45 days), but with other systems you have only 14 days. In very old systems, student loans in particular may not appear as one request, so avoid applying for student loans when also applying for a mortgage. The Vantage Score model uses a rolling 14-day window for duplicate loan inquiries, so shorten up your shopping time accordingly.

Nuisance Bills

When trying to pull together a down payment for a big-ticket item (car, home, etc.), take care to pay smaller bills that can hurt you later. For example, that library fine or leftover medical bill that ended up in collection and remains unpaid can hurt either your FICO or your Vantage Score, but if you’ve paid them, your Vantage Score does not factor them into your score.

Credit scores move up slowly over time. Start working to improve your credit score immediately so that when you’re ready to shop for that home loan, you’ll already have a great credit score.

Compliments of Virtual Results

Hosting a Moving Sale

by Melissa Dierks

12 June, 2014

Hosting a Moving SaleYou know you do not want to take all of your old stuff to your new place. Chances are, you are planning to host a sale. Garage sale, yard sale, estate sale, rummage sale … no matter what you call it, here are some things to remember to make your sale a success.

Have a game plan

The success of your sale depends on the amount of advanced planning you put in. Know beforehand what you want to sell, when you need to have it gone and what you will do with the things that do not sell.

Know what to sell

Big-ticket items might sell better on craigslist or another classified site, but if you do decide to sell them at your moving sale, determine in advance the lowest price you will accept. Have heirlooms and items you think might have higher value appraised and perhaps offer them to collectors or dealers through eBay or other auction venues. When people come to a garage sale, they expect to get a great deal. Selling for the same or similar price as discount chains will leave you with as much as you began.

Know when to sell

Many municipalities only allow yard sales on specific weekends throughout the year. That means your sale is competing with the entire city for customers. It also means, however, that your city may be drawing customers from the surrounding area to your sale, and may provide much of the advertising for you. Check with your city clerk’s office before planning your sale to make sure you do not need a permit, and to make sure the day or weekend you have chosen is allowable.

Know your customers

For some of us, a garage or yard sale is a casual pastime if we happen across one on a free Saturday morning. For others, it is their go-to place children’s clothing, summer outdoor toys, and other inexpensive family items. Still others are professional garage-salers.

Professionals include collectors, buyers for auction and antique houses, Amazon or eBay sellers, and flea market space owners. When advertising, be sure to list the important categories so your buyers know to come to you first. Expect professionals to come early (or late to scoop up what’s left), know the price they will pay and be in and out quickly.

Casual buyers browse and may ask many questions. If you have small (or large) appliances for sale, be sure to have an electrical outlet or extension cord available so they can test them.

Note: Some power tools and appliances, such as some air compressors, are designed not to work on extension cords and require direct access to an outlet.

Your neighbors and friends may come for moral support or to get a glimpse of what you have for sale with no thought of purchase in mind. If you can, get them to help you out by holding the fort while you take a restroom break.

Know your prices

Set prices ahead of time. Consult online pricing guides like this one from Garage Sales Tracker. Mark every item. Many browsers will pick up an item of interest only to set it down if they do not see a price.

Know your setup

Arrange your area so that exiting traffic flows past you. This helps you handle sales while keeping a watchful eye on potential thieves. Make sure there is plenty of room between tables so shoppers can continue to move toward the items drawing their interest. Hang adult clothing if possible and group by gender and size. Determine in advance if you will allow shoppers to try on clothing and set up a makeshift dressing room. Do not invite strangers into your home to try on clothing.

Know what you need in advance

Have plenty of cash on hand to make change. Many an impulse sale is lost due to lack of change for a large bill. Have a bag or cashbox to keep money out of site and assign someone to keep an eye on it at all times. Consider having snacks available (inexpensive cookies and ice water or powdered lemonade is fine) to encourage visitors to stick around for a few minutes.

Have a free pile

Items you intend to give away or take to a charity might just be the draw you need to get a customer to stop by, so place a large sign in front of the free stuff and set it out toward the front of your driveway or sale area. These items may also keep children occupied while their parents shop.

Plan the cleanup

Just like the home makeover shows do, have a designated charity scheduled to pickup the leftovers when the sale is over, or have a friend or family member with a pickup ready to take them to the donation center. When the sale is done you will not have to store those items, you can move on to packing your boxes and planning your move.

 Compliments of Virtual Results

Are there Holes in Your Homeowner’s Insurance?

by Melissa Dierks

12 June, 2014

Are there Holes in Your Homeowner's Insurance?

You bought your new house, put in new carpet and just had your custom-made sofa delivered when you find the drainage pipes have backed up. Your in-laws will be here tomorrow, so you call your homeowner’s insurance agent only to find out your policy does not cover sewer.

Say what?

Many homeowners are surprised to learn that their insurance does not cover everything. In fact, it may not cover several things that you assume it does.

Flooding

Your home can experience flooding from several sources. Flooding from heavy rains, tropical storms, or hurricanes is not covered by most policies, but in 1968, Congress created the National Flood Insurance Program (NFIP) that offers coverage to homeowners, renters, and business owners if their community participates in the program. Community participation means that the municipality adopts and enforces ordinances aimed at reducing flooding and that meet or exceed FEMA requirements.

NFIP does not cover flooding from sewer backup, seepage, or hydrostatic pressure (water pressure from saturated soil) unless caused by a federally defined flood.

Mold

Hiding behind drywall and ceilings, or lurking under floorboards, mold comes in over a thousand varieties and poses health risks. Even policies that cover mold only cover mold from specific sources, and typically have $10,000 limits. The cost to remove and repair damage from mold can easily top that amount.

Sewer Backup

Aging sewer systems and backed-up storm drains can allow sewerage to backup into your home. Unless you have an extra endorsement that specifically covers sewer backup, you are on your own for the cleanup and repairs.

Sinkholes and Earthquakes

A sinkhole is when water erodes the rock underground allowing the surface to collapse into the hole. If the sinkhole happens under your home, the damage to your home is major. In most states, sinkhole damage is considered the same as other earth movement (earthquakes) and is excluded from most insurance policies. Earthquake or ground-movement policies are additional.

Termites

Over time, termites destroy support beams, walls, and other wooden parts of your home. Nationwide, damage from termites amounts to more than $5 billion in damage to homes and other structures. Homeowners’ insurance policies do not cover termite damage.

Pets

Many insurance companies will not cover certain breeds in the standard coverage. While some may charge higher premiums for them, others may not cover them at all. If you pet bites or injures a guest (or stranger) on your property, you may be on the hook for medical bills and liability in case of a lawsuit.

Toys

The high accident risk from trampolines means many insurance companies will not cover injuries of a family member or guest. Some companies will not insure you at all if you have a trampoline on your property.

War

Most insurance policies exclude acts of war.

Nuclear Plant Accidents

While your homeowners insurance will not cover a nuclear plant accident, a 1957 law compensates people in the United States from damage or injuries after an accident at a nuclear plant. But the coverage does not pay your mortgage while your home is unlivable.

Take time to discuss all of your insurance needs with your insurance agent. Make sure you fully understand the coverages and exclusions and carefully determine the extra coverage you may need in your situation. Begin immediately to set aside an emergency fund to cover incidents—like backed-up sewer lines—that your homeowners policy excludes.

Compliments of Virtual Results

What Gen Y Looks for in a Home to Buy

by Melissa Dierks

1 June, 2014

shutterstock_88130497If you’ve lived in your home for some time, you notice when the neighborhood around you is changing to a younger demographic. Thinking this might be a good time to sell, you wonder what was so appealing about the house down the street to the young couple that just moved in.

The first thing you need to understand is that trying to put Gen Y’s—or so called “Millennials”—into a box may only lead to frustration when trying to sell your home. According to Forbes, the millennial generation, those born between 1980 and 2000, accounts for 4 in 10 of the US population. So before you run to the local DIY or call a contractor, talk to us first. We can help you determine the most important changes, upgrades or improvements to put your home on the Gen Y radar. Using recent comparables in your neighborhood, we can show you how your home stacks up, and recommend the appropriate fixes.

Functional Spaces

The most important prized priority in a home is functionality. Informality rules the day and a flexible layout strikes a positive chord with millennials that want room for a home theatre, game space, and home office rather than a formal living or dining room. So, even if you have formal spaces in your home, staging them so that a Gen Y buyer can see dual or multi-purpose can add appeal. They may not otherwise visualize an office in the corner of the dining room opposite a game table if your formal dining suite completely fills the space. Add shelving and a small desk area to a corner of the living or dining room, or even in a kitchen nook.

Entertainment Space

The second item a younger buyer looks for is entertainment space. For some, a patio with a hot tub and barbeque pit fills the bill, while others prize an open kitchen with room for guests to socialize over food preparation. Stage your kitchen with a mobile island and stools, if they’ll fit.

Bright Hues

Generation Y tends to lean toward brighter colors and signature pieces of art. If your home already has color, just refresh it with a new coat of paint. Conversely, if your home is mostly white, consider changing up the color to a warmer hue like these, or adding bright pops of color with pillows, strategically placed flowers, a bowl of apples or pomegranates.

Retro-Style

Many millennials are drawn to older styles in homes, decor and even vehicles. Many have adopted decor from the 60s and 70s in to their homes, and some even draw inspiration from the 50s. If your home is older and has original craftsmanship, detailing, or fixtures, don’t be afraid to highlight those when describing your home’s features. In fact, if you have covered over some of those architectural details, now might be the time to revisit that decision and bring them back out in the open.

Low Maintenance Exteriors

When thinking about changes to the exterior of your home, consider reducing the amount of upkeep required. This generation is all about the experience of life, so while they may want to put in their own vegetable garden, they usually don’t want to have to worry about annually repainting the house. If you are thinking of replacing siding, for instance, consider fiber cement siding that mimics wood, brick or stone, but is impervious to termites and fire, doesn’t require painting, and won’t rot. Before making a change, though, talk to us about the best return on your investment, not just its appeal to one group of buyers.

We can help you put your home in the best light to appeal to Generation Y, Generation X and even Boomers, so give us a call and we can talk about what you need to do next to sell you home.

Basketball Themed Home Makeovers for March Madness

by Melissa Dierks

1 June, 2014

Basketball Themed Home MakeoversWith NCAA Final Four Basketball finals coming up, basketball themed bedrooms, game rooms, theater rooms and garages stoke dreams of future champions. Give a makeover to a space in your house and score big time with March Madness fans and upgrade your home’s real estate value at the same time.

Put in an in-door basketball hoop like this mounted basketball hoop. Hoops come in various sizes and mounting options, so decide if you want your hoop on the wall, over the door, or on its own stand. Freestanding hoops typically adjust for height so your hoop can grow with your child.

Home value tip: An over-the-door hoop can damage the top of the door, so use thicker foam padding under the hoop’s bracket to protect the door. Be sure that the “basketball” is made of non-marking material. That way, you will have less repainting to do if you place your home on the real estate market.

If you are looking at a media or game room makeover, consider all the age groups that will use the room. Place your basketball hoop as far opposite of your television screen as possible. Your makeover will not seem as fun if a stray ball or elbow damages your big screen. If you do not have a media room, or separate room for a basketball retreat, I can help you find a home for sale that better meets your needs.

Home value tip: Adding a fully automated media room may not add value to a smaller home, especially if it takes away from essential living space. According to an article in Investopedia by former real estate agent and award-winning author Jean Folger, while luxury home buyers in certain areas and age groups look for the addition of IT and AV technologies when searching for a home, others homebuyers will not consider paying more for specialized spaces over more generic living space. I can help you decide if a home theatre is the best remodel option for your home when considering your home’s resale value.

Think about replacing carpet with hardwood or wood-look laminate like this home’s indoor court. Add basketball-themed peel-and-stick decals to flooring to make removal and changes simple. That way, when your budding WNBA-star decides to be a ballerina instead, you’re not worried about damaging your new flooring with hard to remove paint.

Home value tip: Hardwood may increase the value of your home, and choosing a sustainable or eco-friendly option may make your home more attractive to a potential home buyer. The Asthma and Allergy Foundation of America suggests replacing carpeting with hardwood, vinyl, linoleum tile or even slate, since carpeting often is home to dust mites and pollen and other allergens. I can help you find a qualified contractor to install your new flooring and help you determine the best choice of flooring for return on investment when you place your home for sale, so just give me a call.

Your extra garage space might be the optimal location for a basketball makeover. You can see a great example in this garage makeover. A three-car garage space can double as a half-court basketball area, complete with a scoreboard clock, painted-in lines and a larger hoop than you would use inside the house. Garage ceilings often are higher and can accommodate larger hoops, but most still are not high enough for a full-sized hoop at regulation height.

Home value tip: Finishing your garage floor with high-quality epoxy paint, if done right, can add value to your home. I can help you find a qualified professional to refinish your garage floors and help you determine if it will add value to your home.

Outdoor courts continue to be popular with families for the obvious advantages of keeping the noise outside and protecting the home’s interior from damage. Make sure to place your hoop in an area that avoids direct contact with windows and exterior surfaces on your home that are prone to damage—such as metal roofs, garage doors and gutters—and potential health hazards such as fragile asbestos siding. Consider a freestanding basketball hoop and place it far away from exterior surfaces that might sustain damage like the one on this patio or this fenced in one.

Home value tip: If your home has asbestos siding, or you are considering purchasing a home with asbestos siding, I can advise you on regulations and ordinances regarding removing, repairing or covering your siding. A professional contractor with specialized training in asbestos removal is usually the best option, so call me for referrals. Any siding replacement may change the value of your home. According to Remodeling‘s annual Cost vs. Value trends, the siding you choose makes a difference when considering your return on investment (ROI). So contact me and I will help you decide what will increase your home’s value most.

If you are looking for a home for sale to host your March Madness parties, give me a call. I will help you find just the right property for you.

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Melissa Dierks
The Regal Team of RE/MAX Professionals
7111 W Bell Road, Suite 101,
Glendale AZ 85308
Direct: (623)229-0154
Office: (623)643-1092
Fax: (623)201-7562

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