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5 Tips to Will Help Your Successfully Buy a Home

by Melissa Dierks

5 Tips to Will Help Your Successfully Buy a Home 

If your New Year’s resolutions include buying a home in 2019, there are a few things you should know before you hit the streets. Here are five tips to help you successfully buy a home.

  1. Have a plan: Do your research and homework before you go into the market place to shop for a home. Pull your credit report, review your finances and make a list of requirements you need in your home. Research areas, schools, builders, square footage and floor plan options. Having a plan will help you stay on track with the goal of buying a home.

  2. Know your budget: After you have reviewed your finances and your credit report, it is a must that you speak to a qualified loan officer – unless you plan to pay cash. Getting approved for your home loan first, will help you set a budget that you can search within. You would not want to fall in love with a house that is out of your affordable price range nor would you want to make an offer on a home you could not qualify to buy.

  3. Save for your down payment: We’ve all heard the saying, “Cash is King” – if you need a home loan, being approved with a reputable mortgage company and having a strong down payment, will increase your negotiating ability. A larger down payment is favorable for both the seller and the mortgage company. An FHA loan requires a borrower to have at least 3.5 percent for a down payment, while conventional loans maybe 5 to 20 percent down. The more money you have saved for a down payment, the stronger your negotiating power.

  4. Minimize your demands: In our demanding inventory conditions today, home buyers need to practice the other F word – flexibility. When making an offer, try to minimize your demands or contingencies. Be flexible with your closing date for example – the more you are willing to work with the seller, the better your chances are for getting your offer accepted.

  5. Tell your story: If you are faced with a multiple offer situation, adding a personal touch might be what sets you apart from the others. If possible, try to meet the seller. A face with a name will build a rapport. You may also consider writing a letter to the seller; explain why you want to purchase their home or why they should accept your offer. If possible, ask your agent to present your offer and letter in person to the seller.

It’s a great time to become a homeowner in the Valley of the Sun – if you or anyone you know is looking to successfully buy a home in 2019, please give us a call today!

Melissa Dierks

The Regal Team of RE/MAX Professionals

20241 N 67th Ave A1

Glendale, AZ 85308

(623) 229-0154

www.theregalteam.com

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Bob Dierks Joins the Regal Team

by Melissa Dierks

Bob Dierks Joins the Regal Team

The Regal Team RE/MAX Professionals is proud to welcome Melissa Dierk’s husband of twenty years, Bob Dierks to the team! Bob worked in the corporate industry for twenty years and prior to that served in the U.S. Navy. During his corporate tenure, he held various positions including the longest and most recent position as a Client Relationship Representative. This position required travel nearly eighty percent of the time and was extremely client centric which helps make Bob’s customer service experience just that more versatile and valuable to the team.

As a full-time licensed REALTOR®, Bob is dedicated to providing each of his clients the highest level of service in the industry. His well-rounded work experience required and allowed him to develop two primary skill sets, which go hand-in hand with the purchasing of real estate. Those skill sets are attention to detail and critical thinking.

“I deliver three critical elements to my clients,” shared Bob after joining the Regal Team. “First, I will listen to you. I go by an old saying: ‘There is a reason God gave me two ears and 1 mouth.’ Second, Communicate: Nothing is worse than not knowing what is going on or what the next step is when it comes to the biggest financial transaction in your life. You will never be left to wonder what is next or where we are in the process while working with me. Third, Accessible: From the tools I provide you for finding your home, to the many avenues to contact me directly, I am always available. I am a full time REALTOR®, working for you.”

We are proud to welcome Bob Dierks to the Regal Team of RE/MAX Professionals. We offer unparalleled service to all clients in the Phoenix, Arizona real estate market. Your complete satisfaction with our service(s) and representation is our number one priority. We have in-depth knowledge of the market and can provide you with the information you need on purchasing, selling, investing, financing and owning real estate in the Valley of the Sun! We believe each and every client deserves professional and friendly service. Please contact us today to help you sell or buy your Phoenix home.

Melissa Dierks

The Regal Team of RE/MAX Professionals

7111 W Bell Road, Suite 101

Glendale, AZ 85308

(623) 229-0154

www.theregalteam.com

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Melissa Dierks
Keller Williams Professional Partners
7025 W Bell Road, Suite 10
Glendale AZ 85308
Direct: (623)229-0154
Office: (623)643-1092
Fax: (623)201-7562

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